About

Surety Home Loans was created to serve its valued clients with honesty, integrity, competence and utmost professional service. Their goal is to provide home loans to their clients while providing them with the lowest interest rates and closing costs possible.

Their responsibility as a trusted mortgage firm is to understand what a client’s financial goals are, not just quote a rate. They have access to hundreds of loan programs allowing them to arrange and present multiple, beneficial options…whatever the client’s needs may be. Their motto is, “It's your loan...your way!’ This formula has been successful as over 90% of their business comes from repeat clients and their referrals.

When you work with Surety Home Loans you’re treated like family and they look forward to any opportunity to exceed your expectations.

Services Offered:


  • Free Consultation
  • All Loan Programs Available
  • Personalized Service
  • Local Lender
  • Nights and Weekend Availability
  • Fast Closing
  • Highly Competitive Rates

20 Recommendations

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Fantastic experience with Brad. Process was super smooth/easy, he stayed on top of things and even helped ensure we were still able to close my loan during a fire that evacuated his community! True epitome of customer service.

Dustin W.
  • Professionalism, Responsiveness, Value & Quality.
    Excellent customer service throughout the process. From the moment I inquiry about refinancing our mortgage and till the refinance closing, Love the mortgage service from Surety Home Loans. Big thumbs up to Brad Biwer and his team who I worked with. Very competitive rates, Brad Biwer demonstrated an exceptional level of professionalism. Brad replied to my call and emails very quickly and were crystal clear about what's needed. I am looking forward to working with him in the future again. I will Highly recommend Surety Home Loans in the future to all my family and friends.
    Thanks again Brad Biwer for closing My refinance loan with in three weeks

    Vargehse.
  • The best thing about Brad is he is very patience and try to explain in detail. When you deal with so many different people especially different backgrounds, you will need one thing that is patience. It was a pleasure to work with him and definitely recommend others because i was recommended by a friend too.

    Karma C
  • I’m really really happy that I hold in my hand my home key and the same time I’m really really satisfied that I feel more confident about myself ,,the confidante that I lost in the past all this things because of someone was really nice,,friendly,,understandable,,professional person that was supported me during the period of the buying my house,,I’m really appreciate you great job and you said that you are lucky that you worked with me but that’s not true,,I’m the luckiest person that I worked with you and anyone will work with you is lucky too,,,thank youuuu so much Brad Biwer the bank agent from Surety Home Loans,,and sorry for my poor English for expressing my feelings!

    Najat G.
  • I had a very good experience with Brad for my refinance. Process was really quick. They kept me in the loop at all times and closed when they said they would. Definitely recommend.

    Ebby J.
  • Great refinance work done, Brad and his team was polite, seen more efficient in completing the entire process in only 15 days, all required papers was submitted by me using only my cell phone that was great!
    Will absolutely refer my friends and relatives

    Shaji M.
  • Surety Home Loans was able to help me refinance my mortgage for a great new rate and shorter term. It was exactly what I was looking for. Brad was extremely help throughout the process. He thoroughly explained the process and all the numbers and made sure I understood how the process would go. Brad made it a point to make himself always available, even when my work schedule made things difficult. Great services! I definitely will recommend Surety in the future for friends and family.

    Ginu M.
  • Brad was excellent to work with. Always responsive and kept me updated with everything. I would definitely recommend him to friends and family. Thanks Brad!

    Cliff H.
  • Brad did everything he said he would and addressed questions we had during the process promptly. As an added touch Brad attended the closing to insure everything went smoothly, and it did. I would strongly recommend Brad to others who are seeking an expert in the mortgage business. Finally, Brad assisted us with a great referral for a buyers agent that helped with the closing process of our new home. Thank you Brad!

    Winsten
  • I have obtained a few mortgages over the years, using a couple different lenders... some experiences better than others but my experience in working with Brad trumped them all. From the start, everything Brad presented came to fruition. He told me what my rate would be and stuck to it. He told me a timeline of events and accomplished everything ahead of schedule which allowed us a very quick close. And maybe best of all, he and his team never asked me to resend documents that I had already sent to them. I will be revisiting Brad when the time comes to adjust our mortgage and will continue to recommend him to friends and family. Don't just take my word for it, try Brad and his firm out... The BEST!

    Happy Homeowner
  • Brad was very helpful throughout the process and kept me informed on the status of my loan. I would highly recommend him to anyone who needs a mortgage.

    Bob
  • The process was smooth and easy. Brad made sure i understood everything. For a first time buyer the experience can be scary and intimidating but he made it simple and i felt like i could always ask questions. I would definitely choose to work with him for all future needs.

    Heather B.
  • Brad has helped us with several loans over the past few years and we have always been very pleased. Would not go anywhere else for mortgage financing.

    Aaron R.
  • Brad was great! He really took the time to walk us through everything as we are first time home buyers. Regardless of what time or day it was Brad was quick to respond and we never felt rushed throughout the whole process. He was very knowledgeable and helpful. He answered all questions we had in a very timely matter. He never made us feel incompetent as we were so new to this process. Brad is very personable and we had a very smooth and quick close. Brad made buying a new home less stressful. I would definitely recommend Brad to anyone especially if you are a first time home buyer!

    Ashley S.
  • Brad was present, patient, informative, and so involved throughout the entire home buying process. My fiance and I had been looking for a home for almost a year and Brad was with us the whole way through. He was quick with answering any questions that we had (and we had a lot) as well as explaining anything we didn't understand. He made the process as smooth as possible and we were able to close in 30 days easily. We are so thankful to have had him assist us through this big first step. Absolutely phenomenal from start to end. I would definitely recommend him to anyone looking for a lender.

    Lauren
  • Brad does an amazing job. This was our first time buying our own place. So we had a lot of question. Some of those did not actually have anything to do with his part of the home buying process but he without hestitation was helping us to get in contact with correct person. At certain points we had question we wanted answered as soon as possible and he would respond even outside of normal working hours. Very impress and glad we had him on our side

    MDZ
  • Brad was great and answered all of our questions. This was our first home purchase and Brad helped make it smooth and easy for us. He answered any and all questions in a timely manner. Very happy with the service we received.

    Satisfied Consumer
  • When I purchased my first property Brad was the broker who I worked with. At the time my credit score was not the best but he was able to work with what I had. He provided great advice and support during the whole process. He also told me what I needed to do to better my credit score and when I should refinance to lock in a better fixed rate. A few years later I contacted Brad to refinance. I’m so glad I took his advice. He was able to get me in a lower fixed rate and I was able to avoid being part of what a lot of people went through when the market crashed. Eleven years later I reached out to Brad to help my husband and I purchase a new construction home. Once again Brad provided us with all the information we needed to get into a low fixed rate. Working with Brad has been a pleasure and I’m looking forward to working with him in the future.

    Janet R.
  • Brad has helped me secure loans on multiple properties and each transaction was smooth and easy. Brad is informative, honest, and a pleasure to work with.

    JB
  • Brad was a very helpful, thoughtful and hard working lender. He was always very fast to respond both via text and email and took time to explain all my questions or all the documents I needed to get my refinance completed. It made the whole process such a breeze. He also made sure to explain all my options and helped me get an amazing rate.

    MayaChime
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