Started in 1999 with the simple goal of developing a customer first experience when financing a home.

American Financing is locally and family-owned, with a culture that’s driven by responsible lending. Their mortgage consultants can offer every loan in the industry – a key differentiator as every customer’s loan situation is unique. Pre-qualification takes about ten minutes. You could save $500-$1,000 a month on your refi. Or, get into a home for as little as $1,000 down, maybe less. Best in class customer service. Has an A rating with the Better Business Bureau.

Best Service, Lowest Rates, Fastest Closing.

Let American Financing show you why they are Colorado's Home for Home Loans.

Read more of their testimonials, or write your own, on Google.

Services Offered:

  • FHA Loans
  • Mortgage Loans
  • Refinance
  • Specialty Loans
  • VA Loans
  • No upfront fees
  • Competitive rates

Google Reviews

American Financing Rating: 4.7

Randy Hernandez

Aug 25, 2023
Greg Lapoite provided incredible information and service during my refinance experience. Professional and outgoing to make sure I was understanding the process and […]

Lee H.

Nov 14, 2023
Always a pleasure dealing with the people of American Financing. They have a great team that is always willing to go the distance in […]

Kevin Latham

Nov 01, 2023
Great experience! The company more than met my expectations, the service was fantastic. From day one my mortgage consultant Malcolm Arrington was on […]

Doug Pendar

Nov 21, 2023
When Rocket Mortgage, and even my own bank wouldn't help, American Finance DID! I can't say enough great things about this company. […]

Rafael Santiago

Oct 04, 2023
I recently did a refinance with American Financing. Ms. Colleen and Ms. Trina did an amazing job handling my loan request. They kept […]

50 Recommendations

Please provide us with the following before posting your endorsement

Great help. Gave me multiple options to take. Changed my mind at the last minute on the type of loan I wanted and he still get the job done ASAP. Would definitely recommend him and also purchase another house through him.

Happy Homeowner in Littleton, Colorado
  • Our experience with American Financing was awesome all around! We got a great rate, and refinancing with you guys was even better than expected. Our rep was very quick and detailed in all loan explanations and loan options. I loved above all else that he seemed very trustworthy and honest and looked for the best rate possible. Thank you so much for the very pleasant experience.

    J. A.
  • American Financing is great! Truly a different mortgage lender from the rest. From start to finish the customer service provided exceeded all expectations I had.

    E. H.
  • We just closed our refinance with American Financing last week. The service level and dissemination of information by the loan officer was impeccable.

    T. B.
  • We just did a VA ReFi with American Financing and it couldn't have been less stressful. From the initial contact to the follow up after closing, everything went as described. The closing even took place at our house on a Saturday.

    H. T.
  • We just completed a re-fi with American Financing and the entire process was a true pleasure. Our rep was able to take care of all our needs and the whole process took less than two weeks.

    C. L.
  • I am incredibly happy with the way American Financing handled my account. They were very professional and when challenges came up they found solutions. I would recommend this company to anyone and everyone!

    R. T.
  • Our experience with American Financing has been Excellent! Our Loan Officer was extremely helpful and knowledgeable about the process and how American Financing could help us improve our personal financial situation. He stayed in constant contact with us and was always there for questions and good humor.

    A. C.
  • American Financing is great! Truly a different mortgage lender from the other companies.

    C. N.
  • First time refinancing our home, it was a very good experience. Everything was explained, and the customer service was phenomenal.

    A. W.
  • American financing has made the hardest part of buying a home easy! From start to finish our mortgage consultant and processor were on top of everything!

    G. R.
  • Working with all the representatives at American Financing was a complete joy! They were very responsive and helpful throughout the entire process. So much so, that I almost forgot I was refinancing! I highly recommend this wonderful team of professionals. Thanks again!!

    B. H.
  • I've used American financing twice now. Once to get my first home and again when I refinanced to lower my rate & monthly payments. Both times I received excellent service. The reps are knowledgeable and always willing to answer questions. I never felt pressured, and any concern I brought up was discussed and explained until I felt comfortable and had a good understanding. They do a great job of being up front and letting you know exactly what will happen, how, when and why. In short, they are open, honest and provide a great level of service. I highly recommend them.

    Z. A.
  • American Financing made the process straightforward and fast. The communication was thorough and great! Thanks.

    D. P.
  • Very satisfied with the overall refinancing experience. All staff members were very helpful and provided one of the best customer service I have seen.

    R. R.
  • I would not hesitate to recommend American Financing! Our rep worked very hard to get us the best rate and loan. He was always there when needed. He was always available to answer all my questions and make sure I understood the whole process from start to finish.

    N. R.
  • Just completed a "Refinance/Consolidation Loan" that was quick, easy, and went without a hitch. Working with our American Financing rep was a pleasure. He truly understands his business and is exceptional at explaining the details and ins-and-outs of the entire process. We couldn't be more pleased with the way American Financing took care of us. We would not hesitate to do business with them again in the future. Highly recommend!

    B. F.
  • American Financing has been a great pleasure to work with. I would recommend them for any kind of home loan or refinance like I did. The people I dealt with were some of the kindest, knowledgeable and professional individuals in any business by far. The whole process was quick, painless and saved me quite a bit of money; both in the long and short term. Kudos to them and to American Financing, a company whose hype actually met and exceeded all exceptions.

    S. P.
  • American Financing helped me get in a home in less than 2 months. I did not think I would even qualify after just graduating from Graduate school. Thank you for making this second-generation Americans dream come true. The dream is real and the dream can happen.

    R. K.
  • Showed me options based on my financial situation, didn't pressure me to choose any particular option, and when work was needed on my home to qualify for the option that would best benefit me, the process slowed down but I was never pressured to "hurry up" on my end. I put any pressure to get things done onto myself and they were supportive the whole way.

    R. B.
  • I recently refinanced my home and was very satisfied. My mortgage consultant was a great person to work with. He kept me well informed every step of the way. I would recommend anyone to give them a call before going with anyone else. The entire team will not disappoint you.

    D. O.
  • After having an absolutely terrible experience with our first home purchase and Mortgage Company I was very worried on how this refinance would go. The American Financing team answered all of my questions in a timely matter, everything our mortgage consultant promised we got, and he made everything so easy from start to finish. We are extremely happy with our experiences and would highly recommend American Financing.

    S. C.
  • It’s reassuring to see a company that actually values their customers.

    M. V.
  • First rate the whole way. Convenient portal to upload docs. Quick turnaround, and friendly, responsive service!

    P. H.
  • I have been through about 4 refinances over the past 10 years. I had heard advertisements for American Financing over the radio for a long time, and since I was not happy with the other companies I had used in the past, decided to give them a try. I also NEVER write reviews on anything online, but was so impressed by my refinance with American Financing that I had to take the time to write about it. It was the EASIEST process I have ever been through - it could not have gone smoother or faster!

    S. E.
  • I used American Financing for a refinance. They worked well with me. They made everything simple and straight forward. They were always easy to get in contact with and they worked hard to get over any bumps in the process.

    E. G.
  • I just purchased my first home, and American Financing helped me through the process. My Mortgage Consultant was the best without a doubt. It's already stressful to buy a home, thinking about the amount of money you are about to borrow and how you are going to come up with a down payment, but my he was so diligent and patient with all my questions I had along the way. Best financing company, would recommend them to anyone.

    E. I.
  • American Financing had ordered the appraisal 3 weeks from today and we received a surprise early message today that the appraisal was completed and this means we're going to save so much $$$$!! These guys know how to do business. They are amazing!

    K. A.
  • I had a very smooth and easy refinance for my home. Everything was explained at each step of the process, and I saved over $200 a month.

    T. B.
  • I've used American financing twice now. Once to get my first home and again when I refinanced to lower my rate & monthly payments. Both times I received excellent service. The reps are knowledgeable and always willing to answer questions. I never felt pressured, and any concern I brought up was discussed and explained until I felt comfortable and had a good understanding. They do a great job of being up front and letting you know exactly what will happen, how, when and why. I highly recommend them.

    Z. A.
  • This company has made life very easy for me. I never thought I would be able to purchase a home, but American Financing worked hard to help make it happen for me. Additionally, they got me re-financed to reduce my monthly payment. They are great!

    J. M.
  • My rep was wonderful to work with! I have closed on many properties but this was by far the best experience, the most streamlined process and the best communication. I can recommend American Financing without reservation. The customer service ROCKS!

    D. E.
  • They got my mortgage processed with a lower rate than I expected, got me a discount on my closing costs, and finished it all within 30 days. The team was great to work with and answered all my questions!

    K. L.
  • This was probably the easiest and fastest refinance we have ever done. It was very organized and smooth and we really liked that we could do all the documents online. We would like to thank American Financing for getting us into a great loan. I would highly recommend them.

    S. D.
  • The team at American Financing was extremely helpful and patient as we explored our options. They provided us with various solutions to enable us to accomplish our goals. Never did they attempt to exert unnecessary pressure or persuasion. Rates were extremely competitive and the consultative approach was the final factor that made us choose American Financing to handle our refinancing. They even brought to our attention the .25% point improvement in rates prior to closing. We will certainly recommend American Financing!

    G. G.
  • The process was fast, efficient and mostly painless. I have many rental properties so the paperwork requirements were fairly complex, but we managed to get everything done, even while I was out of the country using text over WiFi for much of the documentation. I've done a lot of closings, this was on balance one of the easiest I've done.

    K. R.
  • Once again American Financing has demonstrated why it's services are top notch. My rep’s expertise, professionalism, and attention to detail are unmatched in my experience as a home buyer/seller over the past 40 + years. He made my recent re-finance experience a pleasant, relaxed, stress free event. Thanks for your help.

    P. F.
  • American Financing made the process easy. There was a high level of professionalism and honesty working with their team. I would recommend them to anyone trying to refinance!

    J. R.
  • We went from just thinking about refinancing to actually getting it done in about 30 minutes. I've had refinancing endeavors that took 6+ MONTHS! American Financing had things rolling in no time. We were approved within 2 days and closed within a week. Would recommend them to anyone!

    D. F.
  • They helped me refinance to take a cash out for debts and were great with communication through the entire process and making it super easy. Would recommend to anyone.

    B. J.
  • Had a great experience with my recent re-finance at American Financing. Very good customer service. This is 3rd time I have used American Financing and I have been completely satisfied each time.

    L. T.
  • I was at a point financially that I needed to get some sort of help. I tried several times to refinance with my local bank, but each time they said my debt to income ratio was too large. I could pay my debts, but needed to combine and lower my large loans, so paying them would be easier. The banks don't see it that way. I kept hearing of American Financing and finally decided to check into them. From an initial quick over the phone estimate - which I couldn't believe what I was hearing, how much I could be saving per month. About 3 1/2 weeks later, the deal came to closing. Saving over $600/month. Plus, closing is at your house. WOW, what a team.

    L. B.
  • I was hesitant to start the refinancing process, but I gave it a shot with American Financing. At first, it was self-explanatory, sign up to get a call, upload all your docs and keep in contact with whoever contacted you in the first place. At first, I felt like everything was moving on along quickly and without me being too involved. It worried me since I like to be in a control of anything financial, however I felt comfortable letting them do their thing and when it came to the final wire, everything was explained with great detail. I thought this experience was smooth/easy for refinancing for the first time.

    E. H.
  • I recently worked with American Financing on my refinancing. It was such an easy (might I say pleasant), quick process! My rep was very knowledgeable and VERY responsive. He was always there to answer every question that I had. I have passed his name along to a couple friends who are in the market to refinance and I would highly recommend American Financing to anyone!

    P. H.
  • People let me tell you about my new best friends the wonderful folks at American Financing. The outstanding service has been a major plus. My wife and I wanted our FOREVER HOME and with the assistance of American Financing, we are now very happy in our new home. Just 4 words: Be happy, CALL THEM!

    G. M.
  • Our loan rep was awesome! We were on a fixed income as far as what we could afford for a monthly payment & were on a serious time crunch. He went out of his way to help us & get the loan that works for us. I had SO many questions as we were also 1st time home buyers. He answered all my questions & helped reassure us. He got this done in a very timely manner. I would recommend American Financing to anyone looking to buy a home or refinance.

    C. W.
  • My husband and I are very young and we grew tired of renting. We had no idea how to buy a house or where to even begin. We gave American Financing a call and they helped us every single step of the way. We just refinanced with them again and as always our rep was a great help and so much fun to work with. American Financing rocks and is forever my favorite company to work with!

    D. K.
  • The whole process was painless and flawless. We were told what paper work we needed and why which was very helpful. Closed within three weeks. I just can't express enough what a joy it was to work with American Financing. Thanks again for all your hard work.

    D. R.
  • American Financing refinanced our mortgage when 2 other companies told us they couldn't. We had given up hope and I heard the American Financing commercial on the way to work one morning and convinced my husband we should try one more time. They made the experience easy and painless and showed us just how different re-financing can be when you work with a top-notch company.

    B. B.
  • Very professional and so easy. We heard about American Financing on the radio and a co- worker of mine shared her experience with her refinancing. I went online to do some research and the same day I was contacted. Within weeks with the wonderful, prompt and professional help of American Financing, we closed and refinanced our home with a great rate and cash out to pay off all bills. It was such an easy and smooth process.

    A. I.
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